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- Register a New Account
Quiz
Which checking account is right for you?
- Do you need a personal account, or one for your business?
- Personal
- How old are you?
- 13-22
- Cool. We think you’ll love our Student Checking account, which comes with some great freebies. You don’t even have to be a student to sign up.
- 23+
- Good to know. Sounds like our Simply Checking account is what you’re after.
- 13-22
- How old are you?
- Business
- About how many transactions does your business make each month?
- Less than 100
- Great. Our Simply Free Business Checking account is perfect for small businesses.
- More than 100
- Nice! We think our Regular Business Checking account sounds just right for you.
- Less than 100
- About how many transactions does your business make each month?
- Personal
What Is It?
Simply Checking from Yolo Federal
We’re not here to make your life complicated. Our Simply Checking account is easy to apply for and easy to maintain, with no pesky monthly fees or a minimum balance to worry about. You can use your account’s free debit card to withdraw your money anywhere, or write checks the old-fashioned way.
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Why Yolo Federal
Yolo Federal gives you more
- No minimum balance or monthly fees
- Free bill pay
- Mobile banking with mobile deposit
- Online banking and e-statements
- Free 24/7 telephone access
Rates & Fees
| Minimum Daily Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| $0 | 0.00% | 0.00% |
| $5,000 | 0.01% | 0.01% |
| $25,000+ | 0.01% | 0.01% |
Effective Date: August 1, 2019. Last Dividend Declaration Date: July 31, 2019.
Dividends paid from current income and available earnings after required transfer to reserves at the end of the dividend period. Rates are subject to change without notice as determined by the Credit Union’s Board of Directors. Fees could reduce earnings on accounts. Some restrictions may apply.
FAQs
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What is the minimum deposit to open a checking account?
$25
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What is the minimum age to open a checking account?
13 years old
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What is the monthly fee?
$0
There is a $5 monthly fee to have your paper statements mailed to you. To avoid this fee, you can enroll in E-Statements for free. Members 65 or older or 18 and younger are excluded from this fee.
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Can I open just a Checking account?
To become a member of Yolo FCU, all members are required to have a Savings account. Joining Yolo FCU and opening a Savings account allows you access to all of the perks and benefits of credit union membership, including low rates on auto loans, discount tickets to theme parks, convenient digital banking options, and access to over 30,000 CO-OP ATMs.