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What Is It?
Signature Loans from Yolo Federal
Whether it’s a dream vacation or a whirlwind wedding, a Signature Loan is the quickest and most convenient way to get cash in hand. Signature Loans don’t require any collateral. All we need from you is your autograph once you qualify.
Why Yolo Federal
Good money in good faith
- Low monthly payments
- Flexible terms for any life situation
- Competitive rates
Rates & Fees
| Loan Type | Term | Max amount | Rate | Annual Percentage Yield* |
Payment per $1,000† |
|---|---|---|---|---|---|
| Signature | Up to 93 Mo. | $20,000 | 17.90% | 17.90% | $19.95 |
| Share Secured | Up to 60 Mo. | 95% of available deposit | 5.00% | 5.00% | $18.87 |
| Share Secured | 60-120 Mo. | 95% of available deposit | 6.00% | 6.00% | $11.10 |
| CD Secured | Maturity of CD | 80% of available deposit | 3% above CD rate | 3% above CD rate | Varies |
| Energy Saver | Up to 120 Mo. | $35,000 | 6.99% | 6.99% | $11.61 |
Effective Date: August 1, 2019. The APR is accurate as of the effective date.
*Based on loan balance of $10,000 or minimum amount required for term.
†Payment per $1,000 is based on the minimum APR reflected at the maximum term available in range.
Rates, Financing Amount and Terms: Some restrictions apply. Rates shown may not apply to every borrower, and the higher rates may be charged to other borrowers depending on their credit qualifications. Rate and term will be determined by member's credit worthiness. A member's creditworthiness will be based, for example, on factors such as debt to income ratios, credit history, employment, etc. For additional details regarding a specific category, please consult a credit union member services officer.